Do you want a stress free closing? Are you looking for an Alabama mortgage broker that will provide free consulting and full disclosures? Let us be your mortgage broker now and for life.

1st Alabama Mortgage.com is proud to say that 90% of our business is from referrals from past and current clients. Take advantage of our direct relationships with over 100 national lenders and you are guaranteed the lowest interest rates.

Call us today to speak with a friendly customer service representative and you'll see why our clients rave about receiving the lowest total cost mortgage in all of alabama, fastest refinance loan or the best terms on a home equity loan for alabama real estate.

1st Alabama Mortgage.com offers the lowest possible interest rates for mortgages and home loans, second mortgaegs, refinance loans, first time buyer loans, good and bad credit loans for buying Alabama real estate for sale as well as homes in all of Alabama.

• Birmingham
  
• Montgomery
  
• Huntsville
  
• Madison
  
• Mobile
  
• Opelika
  
• Auburn
  
• Tuscaloosa
  
• Hoover
  
• Decatur
  
• Florence
  
• Prattville
  
• Gulf Shores
  

1st Alabama Mortgage.com helps new home buyers purchase the home of their dreams by using one or more of our first time home buyers programs. These programs include exclusive loan products that allow home buyers to have a low down payment, FHA which offers a low interest rate, and MCC which gives home buyers a reduced tax break.

We finance any and all Alabama First Time Home Buyers regardles of credit and the available or unavailable notorious down payment. Don't worry, call and we'll handle everything for you.

Did you know that you could be eligible for a 100% loan to value ratio? This means no out of pocket cash for a down payment.

1st Alabama Mortgage offers hundreds of low down payment mortgage options for Alabama real estate.

Want to save money? Lower your payment? Get cash out? Lower your rate?

These are just some of the benefits of refinancing and taking advantage of the record breaking low interest rates.

Add all that to:

• No cash out of pocket
• No closing costs
• No hidden fees
• No points